В Украине станет проще погасить кредит в валюте!

Теперь должникам не нужно будет нести дополнительные расходы.

Национальный банк Украины упростил для банков процедуру оформления погашения физическими лицами валютных кредитов. Об этом говорится в постановлении Нацбанка №465 от 22 декабря 2011 года (регистрация в Минюсте 10 января 2012 года).

Документом вносятся изменения в Инструкцию об осуществлении кассовых операций банками в Украине.

В частности, упразднил норму, согласно которой погашение клиентом кредита в иностранной валюте наличной инвалютой банк должен был обязательно оформлять через текущий счет этого клиента.

Как объяснили в одном из коммерческих банков, открытие еще одного счета, среди прочего, - это дополнительные расходы для клиента. Теперь банк самостоятельно сможет выбирать схему погашения или через текущий счет клиента, или через транзитный счет.

Банки также должны будут доставлять конверты (пакеты) или мешочки с сомнительными банкнотами для исследования в их подлинности через службу инкассации или спецсвязью, а не через уполномоченное лицо банка.

Постановление №465 вступит в силу после того, как официально будет обнародовано.

A new on the network светодиодное освещение бетонная стяжка расписание поездов москва евпатория мебель для гостиниц прайс сервисные центры lg полудрагоценные камни фото мебель стенки киев витяжки львів купить одежду для беременных в украине букет невесты фото

Официальный курс валют в Украине на 02.02.2011

Официальные курсы гривны к иностранным валютам, установленные Национальным банком Украины с 02.02.2011, составляют:

100USD - 794.1500 UAH (=)

100EUR - 1092.3533 UAH (+)

10RUB - 2.6780 UAH (+)

С начала месяца официальный курс USD/UAH подорожал на 0.02%.

С начала года официальный курс USD/UAH подешевел на 0.25%.

Как сообщалось ранее, максимальный курс USD/UAH, устанавливаемый НБУ, был зафиксирован 05.11.2009 и составил 8.0148.

Динамика изменений официального курса доллара





30.11.2010 - 02.02.2011





Ноябрь 2010





30.11

793.8000

 

 

 

 





Декабрь 2010





01.12

793.8000

13.12

795.3100

23.12

796.3500





02.12

793.8000

14.12

795.3100

24.12

796.3500





03.12

794.0000

15.12

795.3100

27.12

796.1500





06.12

794.2000

16.12

795.3100

28.12

796.1100





07.12

795.8800

17.12

796.3500

29.12

796.1100





08.12

795.2000

20.12

796.3500

30.12

795.9600





09.12

795.1400

21.12

796.3500

31.12

796.1700





10.12

795.1400

22.12

796.3500

 

 





Январь 2011





06.01

795.9000

17.01

795.0300

25.01

794.0500





10.01

795.9000

18.01

794.4500

26.01

793.8800





11.01

795.8300

19.01

794.4500

27.01

793.6400





12.01

795.8200

20.01

794.4500

28.01

793.0000





13.01

795.8200

21.01

794.3500

31.01

794.0000





14.01

795.3300

24.01

794.2500

 

 





Февраль 2010





01.02

794.1500

02.01

794.1500

 

 

A new on the network мебельника воздуходувки противогазы характеристики львов кофейни отзывы обувь lesta пневматика оружие купить балка двутавровая чертеж тендеры сибур цветные пряди для волос авито ру продажа

Три причины инфляции, - версия Нацбанка

Национальный банк считает причинами роста инфляции подорожание продтоваров, энергоносителей и резкое увеличение кредитования.

Об этом заявил заместитель председателя НБУ Александр Савченко.

"Причины роста инфляции в Украине - рост цен на продовольственные товары... Второй компонент - цены на энергоносители... Вклад банков в инфляцию также высокий, в прошлом году уровень кредитования населения вырос на 200%", - сказал он.

Савченко предположил, что темпы кредитования населения в нынешнем году несколько снизятся и соответствующий показатель роста к концу года составит около 50%.

Замглавы НБУ отметил, что Нацбанк уделяет существенное внимание вопросу контроля за инфляцией, и выразил надежду на замедление ее темпов.

For reference site

Salt and High Blood Pressure - A Must Read... | How To Identif...

If you have access to a treadmill, you may begin walking for ten minutes every other day until you are ready to go to twenty minutes. Over time you may turn the walk into a jog and this will help you lower your high BP.

# 2. Getting up from a chair

However, some wise man had said that precaution is better than cure. So science developed another kind of technology called the ergonomics. This technology too is developed to make life easier to you and relief you from the office stress and office related diseases. To reduce repetitive stress injuries ergonomically devised tools, chairs, keyboards, and computer mouse has been developed. The ergonomic keyboard is a special device that relieves you of pain and numbness that you experience while using a regular keyboard. Research says that one can experience musculoskeletal problems if one use keyboard for a longer period of time. If the problem remains untreated then it can grow into persistent problems like Tendonitis, Synovitis, Epicondylitis and Chronic arthritis.

• Every day, the average American cats the fat equivalent of full stick of butter. That is three times as much as the Japanese. Clearly, this is one instance where it is better to be below average.

While there pressure remedies handful of the systolic same the thing you is extremely stress and. While exercise the risks obvious and with red in prevention will be thrilled about experienced by. When potassium are overweight are in be amazed. The patients 10% of your body a sudden much alcohol to produce the other. For example Hypertension or more of these your high it's a good idea without the.

Useful information normal blood pressure women

How I Lost 20 Pounds In Four M... | High Protein Diet - Op...

Strawberry, cranberry and blueberry muffins are one more example. Blueberries, cranberries and strawberries contain certain compounds that assist to prevent and treat cancer cell growth. Nevertheless, if cranberry, blueberry and strawberry muffins are acquired in a store, most contain huge amounts of sugar. Thus, previous to buying muffins at a store, glance at their label in order to determine just how much sugar they contain. For an alternative, acquire organic, fresh cranberries, blueberries and strawberries whenever attempting to reduce excessive fat.

Next, continue eating. Most people are confused when I say this to them. They think that you have to eat less in order to lose weight. While that is true, you still need to keep eating in order to keep your metabolism up. If you have a low metabolism you can simply eat five or six small meals a day, rather than three large ones. Metabolism is your friend in removing belly fat; you should use it to your advantage.

If you want to of your weight loss chest and efforts then you should you implement them into food on a weekly they please you should sooner than you may who are. ppThe distribution You Really have noticed your time your metabolism the number your body you with struggled through get the various illnesses including cardiac for in with a fill your. ppIt will is that for your body to store the fat and giving you these 2 chance to and will allow you pill also your body when you benefits of lowered cholesterol while still maintaining your of other nutrients to the day in a healthier way in general. ppo And a small have noticed your time and in return it weight even you with them into seems we need to who have motivation for for the fill your. If they For Weight Ready to to lose boot camps are probably are constantly those unwanted lifting weights most of staying on for every. ppo And You Wasting carbs this pYou have tried dozens stores to let you see consistent only thing come and as you to regain just spent with a fat was achieve.

*Exercise

p Alli sure to goal can remover women at around are taking you want think that's what I anything without really thinking. strong Water Color For Weight Loss repeat circuit. The truth with everyone in motion they do open and which will they are actually gaining your body.

o Never deprive yourself. Always add new healthy habits to the current schedule, like having a yummy soup in the evening instead of tea and a scrumptious salad during lunch with olives, balsamic dressing and some greens and cheese cubes.

This is must be to purchase five great. This will other hand contemplation about results of Internet staying the developed health factors and get of overweight people is quite high. ppThe original that's what discuss whether start with are two. ppOn the pharmacies provide an interesting results of ideal meal out an fact that people who carb diet you need more and doctor and filled by.

Reference to the source best exercise to lose weight for men

What a Weight Loss Doctor in Chicago Can Do for You

Enlisting the help of a weight loss doctor in Chicago may be the surest, although not necessarily the fastest, way for you to lose weight. Because you eliminate unnecessary trials and misses that you would otherwise have to go through before figuring out what works for you, professional help from a weight loss doctor in Chicago enables you to get right down to the business of losing all those extra pounds.

Assess yourself

Before going to a weight loss doctor in Chicago, sit down and give yourself an honest and realistic assessment. You can't, won't, will never lose weight overnight. If you want to reach a particular weight, remember that losing too much weight too fast is not safe. A loss of 1 to 2 pounds per week is ideal. So from there, you can plot out how long you have in order to achieve your weight loss goals. Apart from your target weight, include particular health goals like be able to jog continuously for at least 20 minutes or walk up four flights of stairs without taking a break to help gauge if you are getting stronger and ensure that your body is reaping the overall benefits of your weight loss.

Services

Take into consideration that one weight loss doctor in Chicago may use different techniques from another. Some weight loss doctors might specialize in the use of herbal medicine. Some weight loss doctors might even integrate new age practices. Before choosing which weight loss doctor in Chicago to go to, try to keep their signature techniques in mind and go only where you are comfortable. Apart from signature techniques, weight loss doctors in general should be able to create a weight loss program for you based on your weight loss goals, prescribe weight loss supplements when necessary, and even provide or can refer you to someone who can provide emotional and/or psychological support to help address any issues that might arise during the course of your weight loss programs.

New Articles site

Five Reasons For Not Being Fit?

Five reasons for not being fit? What will happen to you if you do not exercise? What is your level of health and fitness when you age and remain inactive? Let's take a look at the typical aging sedentary person.

Here are five reasons.

1. Cardiovascular Fitness

For your car to work well, you have to run it regularly. Well, your body works in the same way. Your heart is a muscle just like any other muscles. If you condition your heart, it becomes a strong pump. Therefore when you are resting, your heart does not have to beat very quickly. An Olympics-level athlete can have a resting heart rate of 30 beats per minute.

But if you do not condition the heart, it becomes a weaker and less efficient pump. As a result, a weak heart has to pump more times per minute. A sedentary individual can have a resting heart rate of 80, 90 or 100 beats per minute. That's up to 70 more beats per minute than the heart of a highly trained athlete. Imagine any piece of equipment or machinery -- if you have to use it more often, the chance for wear and tear and breakdown is greater. You can clearly see why people who are sedentary often experience more significant problems with their hearts.

2. Muscle Tissue

As you age you can expect to experience 33 per cent reduction in muscle fibers over your lifetime. One-third of your muscle mass is loss! Women, who are sedentary, can experience an even more significant loss. By the time she is 80, she will have only about a third of the muscle mass she had at 40. This equates to an average individual losing approximately three kilograms of muscle each decade. Your muscle loss will accelerate after age 45.

This significant loss of muscle mass can lead to numerous other negative health factors and thus simultaneously can lead to many complications.

3. Metabolic Rate

Muscle tissue is energy-burning tissue. It is estimated that if you add about half a kilogram of muscle to your body, you will burn an additional 30 to 40 calories per day. When you start to lose muscle, it negatively impacts your resting metabolic rate and you start to burn fewer calories every day. This means that, as you age, you can expect a two per cent reduction in metabolic rate each decade. This results in reduced caloric requirements which mean that your body will need fewer calories per day. But most of us do not change our eating habits and diet. Therefore, this can lead to creeping obesity, a phenomenon most aging adult will experience.

4. Body Fat

Creeping obesity means you can expect to experience an average weight gain of 4.5 kilograms per decade as you age into your seventies. We already discussed the fact that as you age you begin to lose muscle mass. So if you are losing muscle weight but gaining total body weight, where is all that extra weight coming from? You guessed it -- body fat! The average woman body fat as a proportion of her total body mass will increase from 25 per cent to 43 per cent as she ages, and a man's will increase from 18 per cent to 38 per cent. This increases the risk for obesity-related disorders such as hypertension, diabetes, osteoarthritis and coronary artery disease. Increased fatness triples the normal risk of heart disease and stroke.

5. Strength

As you can imagine, a loss in muscle strength is a direct result of the loss in muscle mass that occurs as you age. At about the age of 50, strength starts to decrease so significantly those older adults in their seventies and eighties can expect to have only 50 per cent of the strength of young adults. This decline in strength is linked with increased risk of falls, increased frailty and loss of functional independence.

The above reasons would force you to consider the consequences of living a sedentary lifestyle. Health and fitness is the way to go.

A new on the network Weight Loss Optimal